DEPOSIT
interest rate
(Effective from February 11, 2010)
|
Term
|
Interest
rate
|
|
VND
|
USD
|
EUR
|
|
I. For legal entities:
1. Demand Deposit
2. Time Deposit:
* 1 week
* 2 weeks
* 3 weeks
* 1 month
* 2 months
* 3 months
* 6 months
* 9 months
* 12 months
* 18 months
* 24 months
* 36 months
II. For individuals:
1. Demand Deposit
2. Time Deposit:
* 1 week
* 2 weeks
* 3 weeks
* 1 month
* 2 months
* 3 months
* 6 months
* 9 months
* 12 months
* 18 months
* 24 months
* 36 months
|
1.8 % P.A
6.60% P.A
6.84% P.A
7.20% P.A
8.04% P.A
8.16% P.A
8.64% P.A
9.00% P.A
9.60% P.A
10.08% P.A
10.20% P.A
10.32% P.A
10.44% P.A
1.8% P.A
6.60% P.A
6.84% P.A
7.20% P.A
8.04% P.A
8.16% P.A
8.64% P.A
9.00% P.A
9.60% P.A
10.08% P.A
10.20% P.A
10.32% P.A
10.44% P.A
|
0.20% P.A
0.30% P.A
0.50% P.A
0.70% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
1.00% P.A
0.20% P.A
0.30% P.A
0.50% P.A
0.70% P.A
1.20% P.A
1.50% P.A
2.00% P.A
2.40% P.A
2.60% P.A
2.80% P.A
3.00% P.A
3.20% P.A
3.50% P.A
|
0.10% P.A
0.20% P.A
0.30% P.A
0.40% P.A
0.50% P.A
0.55% P.A
0.60% P.A
0.80% P.A
0.90% P.A
1.00% P.A
1.10% P.A
1.20% P.A
1.40% P.A
0.10% P.A
0.20% P.A
0.30% P.A
0.40% P.A
0.50% P.A
0.55% P.A
0.60% P.A
0.80% P.A
0.90% P.A
1.00% P.A
1.10% P.A
1.20% P.A
1.40% P.A
|
Notes :
1. The interest rate will be determined by the amount and period for
which money is placed on demand or time deposit
2. Minimum time deposit balance: VND 10,000,000 or USD 1,000 or EUR
1,000.
3. Interest shall be calculated on basis of the actual number of days
elapsed and a year of 360 days.
4. Previous interest rates continue to be applicable to time deposit
which is not yet at maturity. Time deposit account to be withdrawn prior to
maturity will be paid the highest possible interest applicable to each term of
time deposit in the previous Announcement of Deposit Interest Rate and in
accordance with the actual length of time from the day the customer
deposits money until the day s/he withdraws partly or wholly the deposit
amount.
5. These rates are subject to changes
without notice in advance.
6. Interest rates applied for deposit of big amount can be negotiated with our bank.
INSTALLMENT
SAVING DEPOSIT INTEREST RATE
(Effective
from February 11, 2010)
|
Lengh of Contract
|
6 months
(% P.A)
|
12 months
(% P.A)
|
18 months
(% P.A)
|
24 months
(% P.A)
|
36 months
(% P.A)
|
|
1. For legal entities :
|
|
USD
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
|
VND
|
8.52
|
9.12
|
9.36
|
9.96
|
10.20
|
|
2. For individuals :
|
|
USD
|
2.30
|
2.70
|
2.90
|
3.10
|
3.30
|
|
VND
|
8.52
|
9.12
|
9.48
|
10.08
|
10.20
|
Notes:
- The minimum installment deposit amount is VND 500,000 per month or USD 50 per month.
- Interest shall be calculated on the basis of the actual number of days elapsed, a month of 30 days and a year of 360 days.
- It is possible to deposit the amount(s) for one or several periodical installment prior to the deposit time limit.
- Partial withdrawal is not allowed. In case of breaking contract prior to maturity, the interest rate shall be applied as follow:
|
Actual period of time
|
interest rate
|
|
Less than 6 months
|
Demand deposit interest
|
|
More than 6 months and less than 1 year
|
40% of the contract interest
|
|
More than 1 year and less than 2 years
|
60% of the contract interest
|
|
More than 2 years and less than 3 years
|
80% of the contract interest
|
- After the deadline of each installment, if customer fails to make any deposit, the Bank shall be entitled to unilaterally terminate the contract without customer’s consent. The principal and interests shall be transferred to customer’s Demand Deposit Account.
